Medical Negligence – Find Out If Your Case is Sound

When doctors or medical professionals fail to perform the duty expected of them, and cause injury to the patient under their care, it is termed as medical neglect. The law entitles victims of medical negligence to sue the medical professional responsible for the injury.

Are you suffering injury due to your doctor's mistake? If so, your best option is to hire a lawyer to sue your doctor. A lawyer who specializes in this branch of law will help you prepare the groundwork for your case and fight it in court.

The law offers you the following remedies in case of medical negligence:

o Damages: This reflect to compensation that is awarded to you to make up for the injury you suffered.

o Punitive action: This means that the offending doctor or medical professional will be punished according to law.

If you are seeking damages for medical negligence, you need to do a basic check to see if you have a 'sound' case. Here is a checklist of four questions. Answering 'yes' to these questions indicates that your case has the potential of winning compensation.

Q1. Is your injury the result of medical treatment under the supervision of a qualified doctor or medical professional?

Q2. Is the injury the result of the doctor or medical professional's failure to meet an acceptable standard of medical care? This could be either because he failed to adequately diagnose your condition, diagnosed it wrongly, or because he prescribed a wrong line of treatment.

Q3. Do you have evidence-in the form of an expert's testimony-that the treatment provided was wrong or caused you injury? In a medical negligence lawsuit case, it's likely a medical expert will be hired to examine your records to determine if there is negligence and how you have been affected.

Q4. Can you substantiate the amount of damages you are claiming with the injuries-whether in the form of physical distress, mental trauma, or financial loss-that you suffered?



Source by Diana Joseph

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Some Facts About FHA Streamline Refinance

Buying a home is always a dream that many people harbor at some point in their lives unless they are lucky enough to have inherited a home from someone. As much as some people may be able to acquire a home from gifts or simply to pay for their in cash, a good number of home owners actually have to get some loans in order to finance their home purchase. It is in this aspect that some people are compelled to use FHA streamline refinance options.

One thing that everyone has to understand is that there are rules that one has to meet to qualify for this kind of financing. This means that if you intend to benefit from this plan, you have to understand the requirements to avoid disappointment. It should be noted that this concept was introduced into the systems at around the 1980s and has retained an option for many who qualify to date.

One major aspect that everyone has to take note of is that you can not qualify for the refinancing loan if you do not reside in the property in question at the point of application. The true meaning of this form of loan financing is that it relies heavily on the underwritten value by the mortgage company despite the company has the right to determine the interest rates on the new loan that you may get to service the existing one.

There are cases where the persons in whose name the mortgage is underwritten may default in their payments of the loans. This often may attract some kind of penalies but under this new system, there are several options that can help someone who is in this tight spot to overcome the situation.

For starters, it is now possible to introduce new names into the title in the course of the refinancing loan. This gives the holder of the title an opportunity to look for variable ways of funding for the loan. Insurance however is a must in order to qualify for any other loans.

The interest payable on the already existing loan always plays a major role in determining whether you will qualify for the loan. It is mandatory that the second loan must have lower interest rates otherwise it will not be approved. If the new loan has a higher interest rate than the existing one, it means there is absolutely no need for it.

This is mainly because it would not make sense to look for a higher interest earning loan loan when you are already applying for the same because you have been unable to service the first one. This would be tantamount to committing financial suicide as chances of losing the house completely are even higher.

It is important to note that the number of years for servicing the FHA streamline refinance loan is also limited to less than 30 years which should be the maximum for the first loan and a bonus of another 12 years top add on. Anything beyond this limits is not acceptable.



Source by Kevin Michael Johnson

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Charles Atlas Workout – 2 Exercises That Will Get You Ripped

If you’re looking to learn a few of the exercises from the Charles Atlas workout, then in this article you will discover two of the most popular Charles Atlas exercises.

When you’re done reading this article you will be able to use these two exercises to build your body up at home with very little equipment.

First, we’re going to discuss an exercise that Atlas himself called “Dipping,” then we are going to explain a tricep exercise that will quickly add an inch to your arms.

So let’s get started explaining how you can use the Charles Atlas workout right now home.

The first exercise is called dipping. To do this exercise you will need two sturdy chairs.

1. Place two chairs approximately 18 inches apart facing each other.

2. Place one hand on each of the chairs with your arms straight, your toes on the floor and your body in a inclined position.

3. Lower yourself between the two chairs slowly, then pushed upwards while breathing out.

4. Keep your body as rigid as possible and as low you can between that you chairs. Perform eight repetitions and then rest for 1 min.

Perform four sets of eight repetitions when you first start out. This exercise will quickly help you build your chest muscles.

Now we’re going to build our arms specifically, are tricep muscles. That’s the muscle that’s on the back of the arms, behind the biceps.

Tricep Dips

1. Take one of the chairs and place the front part facing you.

2. Turnaround with your back to the chair and placed each hand on the edge of the chair.

3. With your legs extended slowly dip your body downward as far as you can.

Perform eight repetitions of this exercise for four sets.

You can perform these two exercises twice a week in the beginning. To add greater strength and muscle size you can also add isometric exercises. One of the best ways to do this is to use an isometric exerciser like the ISO7X, or the Bully Xtreme 4.

When it comes to isometric exercise equipment the Bully Xtreme 4 is in our opinions the better isometric exerciser. It comes with a lifetime defects warranty unlike the ISO7X which has no warranty. In addition, you also get a full-color wall chart in the unit allows you to perform more than 82 exercises all in the comfort and convenience of your home.

These are just some of the exercises from the Charles Atlas workout that you can easily do to get started.



Source by Joseph Milano

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What You Need to Do Now To Lower Your Healthcare Costs

We often think of medical expenses at a time when we are least capable of coping with them – when we're sick. With healthcare costs increasing as we age, the sooner we plan for our health, the sooner we'll start planning a healthier life. So what do we do as we face medical bills looming over us threatening to wipe out our retirement nest egg in our golden years?

According to the Employee Benefit Research Institute a man who retires at 65 can expect to live until 83. He will need to have around $ 65k to $ 109k in those years to cover insurance premiums and out of pocket expenses. That works out to $ 270 to $ 450 a month.

For women, the EBRI says retiring at 65 and living until 85 will mean she'll need $ 88k to $ 146k for insurance premiums and out of pocket expenses which works out to $ 366 to $ 608 a month. Both men and women will need these amounts on hand to provide a 50% chance of having enough to cover these expenses. If you're getting $ 1000 a month from Social Security these costs will eat up about 25% to 60% of those payments alone.

If you have managed to secure a considerable nest egg, good for you. If you have not, it might be time get some part time work. Beside, retirement is boring. You know, all that rest and relaxation gets old pretty quick.

Here's a novel idea that can save you money on healthcare costs. According to the National Foundation for anti-aging, "most aging is premature." Poor posture, low energy, brittle bones are not aging, but a disease. Sitting around, also known as the Disuse Syndrome causes fatigue, frailness and aging at a much faster rate. You can stay out of the health care merry-go-round much better with some good habits. And just how do you do that? Start an exercise program geared towards your needs, abilities or limits. That means if you have limited mobility, seek seated exercise programs. If your knees are gone, ride a bike or do some gentle exercise programs. If you have asthma, do not take up hiking in the mountains. Start slow and take walks around the neighborhood. It's important to find something you enjoy because you're more likely to do it. The more you do it the healthier you get. If you have arthritis, do an exercise program especially for arthritis and limber up your joints and muscles.

You need not strive to be an athlete. If you are just getting started, exercise will make you healthy. You'll have stronger muscles to lift things, denser bones to absorb shock from falls and a stronger heart to pump more blood and oxygen to all the organs in your body which makes them all work better. Pills, sometimes necessary, are not always easy fix and can cause many undesirable side effects and mask the symptoms. Exercise can get to the root of the problem and eliminate the cause. There are countless examples of people who were taking a dozen pills a day that went down to 2, 3 or none a day because of regular exercise.

The healthier you are, the less likely it is you will have to employ the skills and costs of doctors, nurses, physical or occupational therapists and pharmacists for whatever ails you. They worked long and hard to acquire those skills and they can not afford to work cheap. You worked long and hard for your retirement and you can not afford to lose it all to Twinkies and watching TV. Plan for your health now instead of being a patient for your health care plan.



Source by Suzanne Andrews

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Top Ten Healthy Relationship Ideas

By exercising these techniques, your current relationship will be stronger and last longer.

Why confuse things more than they need to be. Simply following these 10 bits of information will really help keep your healthy relationship on the right track.

1. Thriving relationships really do require a bit of work. Just because you finally got some type of commitment from your significant other, it does not really mean that you achieved your ultimate goal and you will have nothing further to do. Both of you need to be ready to step out of that comfort zone and get on the inside to discuss your most intimate thoughts. Excellent communication is needed for any rewarding and successful romantic relationship.

2. A lot of people believe that once they are in a relationship, they're able to get their significant other to change "that thing" they do not appreciate about him or her. People can not change each other. The only person you can change, is yourself. If it's something that is extremely important to you that they change – put it out on the table to make sure they determine what you wish, and then it's up to them to make that change if they're prepared or willing to implement it. If they decide not to make any changes, you must embrace them for the person you care about and probably how they are. In the end, that is the man or woman you fell deeply in love with.

3. When most people argue, they're just pinpointing the actual issue plus they are fighting about another thing entirely. The underlying cause of most of these kinds of arguments comes from within your own anxiety or internal pain. When an argument starts, stop and just think for a minute about what's in fact transpiring on the inside.

4. If you've heard the saying that men are from Mars and women are from Venus, then you'll understand or know that men and women are not the same. So instead of complaining about the differences, celebrate the variety that stands between males and females. Why not think that way and then make it incredibly more exciting and interesting.

5. Find one thing to adore one another about each day. Every day when you get up, there's a fresh chance to show your love and commitment to one another through giving compliments, showing respect and recommitting to that love. It does not take much, a compliment on how great her hair smells, or how nice his smile is going a very long way. It makes you both feel good whether you're giving the compliment or receiving it, and it will stick with you through the day.

6. The guaranteed way to end any relationship is to berely be furious all the time. When you're in anger, you do not allow you to extremely see the positive surrounding you. You become self-absorbed and irritated at every little thing. Take a quick break to cool down and resume the discussion when you're calm.

7. Each and every romance needs regular check-ups. When things appear to be going okay you might think you do not need a relationship tune-up, but it should be done regularly that day. Go see a therapist, check out a loving couples getaway or workshop, and maybe read a partnership book together. Practicing these sorts of things unduly strengthened the connect the two of you have with each other.

8. Be good friends. Many people declare that this is the best part of their romantic relationship. When you're close friends you bond on a completely other level than just romantic couples. It's a very unique bond.

9. Your joy and happiness is your own responsibility. You simply can not blame anyone else if you are not pleased. It must originate from deep inside yourself. If you are not happy – then you need to do some self discovery to find out what piece may be missing in order for you to be happy. Oftentimes just choosing to be completely happy is all that you need to enable you to get in the right direction.

10. Just like the old saying goes, treat others how you want to be treated. If you desire to feel more passion, give it more. This goes exactly the same with being a more understanding individual and being better understood personally.

Bonus tip No. 11. Always continue to keep a weekly date night. So many couples forget to really spend time alone with each other because the hustle and bustle of their daily lives get the best of them. It does not have to be an expensive dinner, it can simply be a walk in the park with a picnic, or a movie at home, but sitting next to each other …

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Travel Tips on What to Do and See While in Boston

Boston is a wonderful city and one that attracts many visitors every year. The historical significance combined with a large metropolitan area all located on the water makes it a very popular tourist destination. This article will offer travel tips from best ways to get there via airlines and Boston airport transportation or Manchester airport transportation, where to stay and things to do and see while being a visitor in Boston no matter what time of the year you go.

There are many airline deals to be found these days and if you are up to finding the best deal yourself, try the website kayak.com that offers the prices of all of the competitive airlines giving you a great comparison of deals. Remember if you choose to travel on Tuesday, Wednesday or Saturday, those are the least expensive days to go so plan accordingly. Because you will be in a city with great transportation of trains, taxis and even boats, a car will not be necessary and parking in Boston is horrible so just take an airport shuttle or the train to get to your hotel downtown.

There are so many things to do and see while in Boston that making a plan is probably the best way to see the most you can. One of the absolute must do's in Boston is to walk the Freedom trail. This is a great way to experience colonial history and can see 16 different sites along the trail. It is easy to follow as it is marked by a stripe to follow through Boston. The best way is to start the trail in the morning and that will land you in Quincy Market around lunchtime which is one of the best food markets around. Try Boston's holy trinity of lobster, clams or chowder to experience true local flavors.

The North End of Boston is a great section of Boston with the famous old North Church and Paul Reveres home that is a special piece of history to witness. Nearby the North End is Boston's Little Italy that has more authentic small family owned Italian restaurants and bistros to count so be sure to stop in one to get a wonderful bite to eat.

Another section of Boston that many people enjoy visiting is Beacon Hill filled with a the oldest park in the country and beautiful old buildings. If shopping is what you are interested in, go to Charles Street to hit a variety of popular stores as well as fun local boutiques.

The waterfront area is the last place to see while in Boston and that is also a wonderful place to go if you are a family traveling with children. Located near the water is the Children's Museum and the Boston Tea Museum as well as the beautifully renovated New England Aquarium. If you are a baseball fan, try to catch a Red Sox game at Fenway Park despite being able to find a ticket may be difficult as Red Sox fans are some of the most loyal.



Source by Connor R Sullivan

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Boomer Bone Health – It’s Not Just Calcium You Need to Keep Your Bones Healthy

Unless you don’t believe in supplements as a vital part of healthy living then you are most likely, as a midife woman, taking a calcium supplement. You probably also do your best to eat foods that provide dietary calcium.

What else can you do to support the health of your bones?

Aside from weight bearing exercise, something most of you know about, here are a couple of food related ideas.

What to add and what to take out of your diet.

First I’m going to tell you what to include in your diet then I’m going to surprise you by telling you what to limit or eliminate.

According to findings published in the American Journal of Clinical Nutrition increasing your intake of fruits and vegetables is one good way to ensure health, flexible bones.

Yet another reason to make sure you eat plenty of what the plant kingdom has to offer and not just because they contain calcium although most do.

The reason has to do with the acid/ alkaline balance in our bodies.

Acid and alkaline balancing act.

Now if you’ve never heard about the acid alkaline balance, or have, but figured that it was just one more thing the vegans cooked up to lure us over to the dark side, it’s time to listen up. The blood in our bodies can either be neutral in ph, acidic or alkaline and lifestyle pretty much determines whether we are in or out of balance.

Our bones rely on a slightly alkaline blood ph to maintain their calcium stores. Too much acid, whether created by what we eat, stress, or prescription drugs, has to be balanced out or serious damage can be done to the intestinal system to name one. Alkaline producing foods neutralize excess acid but if there is a shortage it’s calcium to the rescue.

Where is the greatest store of calcium in the body?

It’s in the bones of course.

Why is this important? Because the typical western diet is high in protein, processed foods, sugar and dairy products—all acid forming foods. You smart women probably enhance your alkaline reserves with lower amounts of processed foods and greater amounts of fruits and veggies than the typical American. BUT you have you bought in to the dairy council’s advertising that “milk does a body good?”

Dairy is an acid producing food.

If dairy is acid producing but it also contains calcium wouldn’t it be worth the acid to get the calcium? Yes as long as you are ensuring the alkaline reserves so you keep the calcium where you want it-in the bones. Bottom line is, eat plenty of fruits and vegetables if you like dairy to ensure your bones’ calcium supply won’t be depleted to keep your blood at its desired pH.

Foods to think twice about.

Here are a couple of foods to eliminate or use infrequently to protect your bones.

Soda-especially colas, have a high phosphoric acid content and must have calcium and some magnesium to be neutralized.

Dairy products-most have a very low pH-low pH means more acid. The lowest is found in sweetened yogurts and other processed dairy products like ice cream.

Proteins-almost all flesh foods are acid producers so if you are an Atkins follower-know that you have the potential for a health challenge in the form of osteoporosis down the road.

In no way am I saying you cannot eat meat, drink the occasional soda or eat sweetened yogurt or cheese. Just work to balance your pH by incorporating lots of fresh fruits and veggies. You might want to learn more about which foods are acid producing -for example citrus foods are not, contrary to popular belief-by picking up a book or googling acid/alkaline.

Your bones are living structures.

Bones are always releasing and resorbing–re-absorbing–calcium and the best way to keep them healthy is to give them the proper environment so they resorb and keep as much as possible by eating well, eliminating stress, and watching your intake of chemicals whether pharmaceutical or agricultural.

Oh, and don’t forget the weight bearing exercises!



Source by Gregory Anne Cox

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Physical Fitness Test For Youth Athletes

Traditionally, many children grow up thinking of conditioning activities as a punishment for poor behavior. Late for gym class? 25 push-ups. Talking too much during volleyball practice? 10 laps around the gym.

However, conditioning is an essential method of building muscle strength, flexibility, and overall athlete readiness for an active lifestyle, and coaches and parents should work to remove the negative connotations it can carry.

To help your players understand the importance of conditioning and how it fits into a healthy sports preparation program, include it regularly as part of your practices. If physical fitness is presented as a normal, everyday part of an athlete’s activities at sports practice, there will be no resentment toward it or avoidance of it.

Here are some tips on how to incorporate physical fitness testing as part of your regular practices:

· Inform parents and players at the beginning of the season about your conditioning plan

· Include conditioning in practices regularly and at the same point in practice, such as just after the warm-up

· Measure athlete progress during conditioning by testing their abilities at the beginning of the season, in the middle, and near the end

· Give awards or recognition for athletes making improvements because of conditioning

· Explain the impact that conditioning has on players abilities to perform certain skills and improve their performance

All athletes should come to respect and understand conditioning and its impact on sports performance. If they begin to look at it as a tool to build strength, endurance, and agility on the field, they will come to the exercises with more dedication and enthusiasm.

Physical fitness is comprised of many different components. The following factors affect an athlete’s overall fitness level and ability to play a sport:

· Lung capacity and ability to process adequate oxygen while exercising

· Body mass index, or percentage of body fat

· Muscle flexibility

· Muscle endurance

· Response time

· Proper diet and nutrient intake

A coach’s physical conditioning plan should take into account the basic benchmarks for physical fitness for certain levels and ages. If a coach has unreasonable expectations for their players endurance levels, they will be disappointed with team’s performance at conditioning drills as well as during the actual competition.

However, when coaches understand that all factors of physical fitness develop with time, they are more able to create a plan that takes into account the age and sport of their players to develop the most appropriate plan possible for the skills those players need to develop.

Creating a physical fitness program is also a great way to catch any limiting factors for athletes, such as dangerously high BMI, or body mass index. This factor, which determines the percentage of fat in the body in relation to muscle, is an indicator of other issues that may require a doctor’s care. Another factor, lung capacity can also be determined simply through a physical fitness program.

Though it may seem that some players do not have the endurance that others do, the problem may actually be related to lung capacity and that player’s ability to process oxygen. Exercise-induced asthma, a common condition brought on by rigorous sports participation, affects many athletes but goes unnoticed or misdiagnosed. A simple physical fitness program may bring this condition to light, because if a player is conditioning at the same level as their peers in exercises such as push-ups and sit-ups, they should have a similar level of endurance. If not, something else, such as asthma, may be to blame.



Source by Elise Jackson

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Attaining Holistic Health in Spite of the Busy Schedule

Are you physically fit? Do you have inner peace in you? Or are you even emotionally stable? If your answer to these three questions is yes, then probably your holistic health is of good status. But what exactly do we mean by holistic health?

Holistic health is the over all wellness of an individual. It covers the physical, emotional, psychological and as well as spiritual well-being of a person. In short, it is the totality of an individual’s health and wellness.

Today, people tend to overlook a lot of things due to their fast-paced life. It seems like everything is now created to cope up with people’s lifestyle. A very good example of which is the so-called fast food chains. They are so abundant nowadays that you can see them in almost every street or corner you pass by on.

The society had already been warned about the risks of eating foods from Mc Donald’s, Kentucky Fried Chicken and the likes because of its harmful effects on the body which can lead to different kinds of diseases such as obesity, heart and kidney problems and so on. In spite of the warning, people still opt to eat such foods due to lack of time. Little do they know that they are putting their health and even life at stake.

Exercise is another thing that we need to consider. Most of us neglect its importance to our health and wellness. We’re all preoccupied with our jobs and other commitments so we have no time to spare an hour or even 30-minutes for exercise. We rather choose to purchase those fast and effective slimming pills and tablets from the advertisements because it is effortless yet very effective. But are we being wise about our decision?

Slimming pill companies lure its consumers because of the promising effect on losing weight. It makes us lose 3 to 5 pounds per week but is it really healthy? According to dieticians, the maximum recommended weight loss, in a per week basis, is only 2 pounds. Losing too much pounds in a week alters the physiology of our body systems which can be detrimental to our health.

We lack quality time with our partners because of our hectic schedules. This is the reason why broken relationships like divorce and annulments are quite common in our society. As we all know, unsuccessful relationships can lead to emotional and sometimes psychological instability to an individual which can be manifested through despair and even depression.

Being busy does not mean that we have to put aside our health and wellness already. There are still some simple ways in which we can do in order for us to achieve a good holistic health. Here are some of them:

First, we can wake up at least 20 minutes earlier than the usual to prepare foods which will last till dinner time. There are a lot of easy to cook and to prepare foods which are very nutritious like sandwiches, salads and so on. By doing this, you will not be tempted to eat in fast-food chains anymore.

Second, there are still numerous exercises in which you can do while accomplishing your jobs and commitments at the same time. For starters, you can take the stairs instead of the elevators. You can also walk short-distance places instead of driving or taking a cab to get there. Remember that exercising not only makes us physically fit but it also contributes to the positive mental health of an individual which in turn makes us holistically healthy.

Five to ten minutes break every two hours or so wouldn’t hurt for you to call your significant other and say “How are you doing?” and “I love you” in order to maintain a harmonious relationship with each other. You can also surprise your partner every now and then even if there is no occasion at all.

Living healthy is a continuous process. Focus, determination and self-control plays an important part in achieving holistic health. Every action has its own consequence so be smart in every decision making. You are the boss of your own body. Your good health and success all depends on you. There is no better day to start living a healthy life than today.

And truthfully, have you not been able to stick to your planned routines for exercise and healthier eating? Is it possible that before you can do these other things, you need a little help, more energy to do the other things you know are good for you? Are you punishing yourself because you can’t do them–trying to whip yourself into your discipline?

There is one very simple thing you can do is to go to sleep early enough and get a proper night’s rest. There is a lot of information about …

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The Difference Between Owing And Owning Is Fundamental To Your Health

As the world goes into a financial meltdown, I am not surprised.

What does surprise me is that other people are surprised…

Why would this financial meltdown surprise anyone?

Have you seen how much stuff people have that they do not OWN but they OWE on??!!

In basic terms, if you have not bought something outright, you do not OWN it… But you sure as hell OWE on it.

Whether that be the house you pay a mortgage on, the car you have financed, or the clothes on your back that you paid for with a credit card you have not fully paid off.

If you have not paid for something free and clear, then you do not OWN it… it OWNS you… and you OWE for it.

I know that governments, banks, car dealerships, department stores, computer makers and credit card companies have all sold you a convenient story, but kidding yourself that you OWN something when you have not paid for it in full is a recipe for disaster.

Look around you and see –

Houses are in foreclosure – why? Because they were OWNed by people who had not and could not pay for them?

Debt is mounting – why? Because credit cards offer a false sense of superiority that leads to unnecessary purchases. Yes, I wrote superiority – because credit cards allow you to live beyond your means…

Possessions are excessively available, and all the while they are bought by people who cannot afford them and do not deserve them.

Most of the problems people face are brought about by dishonesty – and most of the dishonesty is with the person buying.

If you cannot easily afford it, then do not buy it.

Take the complication out of your life and start to appreciate what you have instead of pretending to be able to afford what you do not need.

Trying to screw over the system will only screw you up in the end – it really is not complicated unless you refuse to be honest.

I am fully aware that sometimes we need to borrow money to make a purchase that will ultimately be an investment, and that is all well and good as long as the payments are affordable and the investment is logical – if you buy a house and you borrow the money, be sure to factor in the taxes, yearly bills and fees, improvement costs and furniture needs – if you buy a house and cannot afford it in the longterm you will not only lose the house, you will lose your pride, your health and your peace of mind.

And remember, you do not OWN that house until you have paid it off – so, for 35 years you OWE on the house.

If your mortgage payment does not pay down the principal, then your mortgage payment is a trick that is wasting money.

If you cannot sleep at night because you are worried about your mortgage payment, then your house is not a good investment.

If you are not easily affording the possessions you buy, then the momentary thrill is only going to come back and bite you in the ass.

Be aware of what you earn and then make sure to spend less – save… and then spend – the loss of anxiety is worth all the money in the world.

Would it not be better to save up for what we want before we buy it?

If we saved our money, then we would have a twofold benefit – we would value what we bought and we would not be in debt.

Why is debt so bad?

Because debt leads to anxiety which leads to illness which leads to hospital bills and more debt which leads to more anxiety…

Before you buy that thing you do not need, try saving up for it first and then seeing if you still want it once you have the money to really OWN it.



Source by Guy Blews

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Gluten Free Diet – Are You Vitamin Deficient?

Vitamin D plays a vital role in helping your gut when you are celiac or gluten intolerant as it has been found to play an important role in preserving the mucosal barrier.

Now you have been diagnosed as being unable to eat anything containing gluten, it is important to take some kind of multivitamin supplement because your body is not able to absorb the vital vitamins which are in food. As with all thing of a medical nature, you should consult your physician before taking supplements as they will be able to ascertain which vitamins you need to take and which dosage.

Gluten-free products are often low in vitamin D, iron, zinc, magnesium, B vitamins, calcium and fiber so it is important to ensure you have these vitamins included in your diet gluten free diet. When you have been newly diagnosed, you will probably find that you are vitamin deficient due to the way your intestines have been (mis) functioning, so it is wise to begin ingesting vitamin supplements soon as you can, again consult your physician.

You should also be watching your cholesterol levels too. In your life before having go gluten free, your cholesterol levels may have been very low. This is more than likely due to the fact your body was not absorbing any of the cholesterol you were eating. So now your tummy is getting better because you are eating the foods which are right for you, you may find that cholesterol is now being absorbed, so just keep an eye on it.

I take vitamins B-6 and B-12 but I do try to include the food groups which these vitamins are found such as spinach, brown rice, avocado, potatoes, chicken and salmon. Of course, whole grains and wheat contain these vitamins, but hey ho, I can not eat these but there are plenty of other foods I can eat which contain them.

These unfortunately on their own do not provide all the nutrition I need, mainly due to cooking processes, even though I do try to steam anything that can be steamed! So I have to take supplements too.



Source by Jenna Redman

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Advantages and Disadvantages of Alternative Medicine

There are reasons why people chose alternative medicine and reasons why they avoid it, preferring conventional medicine. Alternative medicine is safer than standard health treatments and usually works. It’s true that it can’t be used in severe conditions like car accidents or other severe emergencies, but be that as it may, there are enough situations in which alternative medicine is recommended. When it comes to emotional and spiritual needs, non-conventional medicine may come up with the solution. Furthermore, it’s better for preventing illnesses than standard medicine. More and more physicians nowadays agree upon the benefits of alternative medicine and also even advise their clients to choose the best natural treatment for them.

One of the advantages of alternative medicine is that it encompasses a broad range of therapies, treatments and products, thus the search for obtaining positive results doesn’t flow on a narrow path at all.

A pretty important disadvantage states the idea that, even though the expenses of using acupuncture or chiropractic are sometimes covered by health insurances, the majority of alternative treatments are not reimbursed.

There are certain risks that come along with the usage of natural remedies. Despite the use of herbs throughout the years and even ancient times, not all of them have been studied regarding their safety and efficiency. There are issues concerning their purity and their possible interaction with other substances related to conventional therapies. The majority of information regarding herbs have been perpetuated throughout history and with the help of tradition. Many people assume that herbal medicines are better than synthetic drugs simply because, well, they are natural and not synthetic, therefore present no risk. But they are not risk free; they can do more harm than good if taken without having the details of their effects over the body.

People might abuse of natural medicines the same way as they do it in the case of synthetic drugs. They have the misconception that if unconventional medicine consists of herbal products which are natural, then there is no harm done if they triple the dosage or more. This is totally wrong and can have serious consequences. Take vitamins for example. They are just vitamins, right? They can’t possibly do any damage inside the body. But they do. Vitamin overdosing or vitamin toxicity can lead to unpleasant effects depending on the vitamin that has been taken one too many times. Vitamin A over dosage can cause liver problems, osteoporosis, hair loss and other dangerous effects and Hypervitaminosis D leads to dehydration, vomiting, anorexia and even kidney stones.

An advantage of using herbal remedies concerns the effectiveness related with chronic health issues that don’t respond well or even at all to traditional medicines. If long term medication is needed, then herbs are pretty much safer than conventional drugs. The alternative medicine industry takes advantage from this and keeps evolving and developing due to the constant need for natural remedies.

Another advantage is the low cost of herbal products compared to synthetic drugs which are highly priced for the simple reason that researching and testing the products is expensive. Furthermore, herbal products can be bought without a prescription and are easy to procure. The availability of natural remedies is outstanding; chamomile for example can be easily picked out from a nearby field.

The advantages of using herbal medicines are numerous, but so are the disadvantages. The best idea would be to consider modern medicine according to the severity of the illness, to consult a physician upon the proper medication and dosage and if you do chose the alternative medicine, try to gather enough information upon both kinds of treatments, natural or synthetic, so you may reassure yourself that you took the right decision to balance your health situation.



Source by Peter Rosenblum

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What You Need to Do Now To Lower Your Healthcare Costs

We often think of medical expenses at a time when we are least capable of coping with them – when we're sick. With healthcare costs increasing as we age, the sooner we plan for our health, the sooner we'll start planning a healthier life. So what do we do as we face medical bills looming over us threatening to wipe out our retirement nest egg in our golden years?

According to the Employee Benefit Research Institute a man who retires at 65 can expect to live until 83. He will need to have around $ 65k to $ 109k in those years to cover insurance premiums and out of pocket expenses. That works out to $ 270 to $ 450 a month.

For women, the EBRI says retiring at 65 and living until 85 will mean she'll need $ 88k to $ 146k for insurance premiums and out of pocket expenses which works out to $ 366 to $ 608 a month. Both men and women will need these amounts on hand to provide a 50% chance of having enough to cover these expenses. If you're getting $ 1000 a month from Social Security these costs will eat up about 25% to 60% of those payments alone.

If you have managed to secure a considerable nest egg, good for you. If you have not, it might be time get some part time work. Beside, retirement is boring. You know, all that rest and relaxation gets old pretty quick.

Here's a novel idea that can save you money on healthcare costs. According to the National Foundation for anti-aging, "most aging is premature." Poor posture, low energy, brittle bones are not aging, but a disease. Sitting around, also known as the Disuse Syndrome causes fatigue, frailness and aging at a much faster rate. You can stay out of the health care merry-go-round much better with some good habits. And just how do you do that? Start an exercise program geared towards your needs, abilities or limits. That means if you have limited mobility, seek seated exercise programs. If your knees are gone, ride a bike or do some gentle exercise programs. If you have asthma, do not take up hiking in the mountains. Start slow and take walks around the neighborhood. It's important to find something you enjoy because you're more likely to do it. The more you do it the healthier you get. If you have arthritis, do an exercise program especially for arthritis and limber up your joints and muscles.

You need not strive to be an athlete. If you are just getting started, exercise will make you healthy. You'll have stronger muscles to lift things, denser bones to absorb shock from falls and a stronger heart to pump more blood and oxygen to all the organs in your body which makes them all work better. Pills, sometimes necessary, are not always easy fix and can cause many undesirable side effects and mask the symptoms. Exercise can get to the root of the problem and eliminate the cause. There are countless examples of people who were taking a dozen pills a day that went down to 2, 3 or none a day because of regular exercise.

The healthier you are, the less likely it is you will have to employ the skills and costs of doctors, nurses, physical or occupational therapists and pharmacists for whatever ails you. They worked long and hard to acquire those skills and they can not afford to work cheap. You worked long and hard for your retirement and you can not afford to lose it all to Twinkies and watching TV. Plan for your health now instead of being a patient for your health care plan.



Source by Suzanne Andrews

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How Colon Cleansing Promotes Health

Our body is designed for the guts to move after each meal. In our western civilization, that is tough to do so we have trained our body to once per day. When our colons became backed up then major issues can develop. A poisonous colon can end up in food bigotry and becomes a breeding area for bacteria. Although you'll have regular bowel movements, the waste can pass through the gut and still leave amassed residual on the walls behind it. A unclean colon could cause the muscles of the gut wall to lose tone, and ballooning or pouches can form causing diverticulosis. Food is surrounded in these pouches and becoming breeding grounds for bacteria. How does one clear out the colon? There are a few alternative ways, some that may do it quickly and some steadily. There's even colon hydrotherapy that is extraordinarily fast and an effective way to wash away years of impected feces and poisons.

A more steady process will do the same, but you can start to see improvements inside a short while after beginning the method. Skin conditions disappear, prolonged fatigue is assuaged, and the whites of the eyes regaining their young clearness.

Water is a vital part of the cleansing. The body keeps the liquids because it does not get enough liquid and attempts to hold on to what it is getting. The advice is to drink 2 quarts of water a day and start the day with at least a pint of hot water before breakfast. I am able to personally swear to that, as I was needed to do a bowel cleaning before having a colonoscopy. After going through 3 days of fasting and purgatives and foul tasting stuff to drink, I had my test. Nothing was found, but the result was that I felt superb and had no Irritable Bowel Attacks for over 3 years after I had my test.

There are additions available that are designed in particular for colon cleaning. It has been recounted that a constructive effect of colon cleaning is a positive feeling and becoming intensely energetic. Reducing the poisons and the breeding zone for germs also may lead to a dramatic increase in protection from any sort of infection.



Source by Rhen Macalinao

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Agoraphobia Is Not the Opposite of Claustrophobia

Agoraphobia isn’t the opposite of claustrophobia – but a lot of people think it is. In fact I used to think exactly that. I used to think exactly that even when I was suffering from agoraphobia. I was even offered the opportunity to join an agoraphobics group, but I said no because I wasn’t afraid of open spaces. I quite liked open spaces as long as no one else was anywhere near me. In fact if there was no other human being in sight, then that was OK as far as I was concerned. But that was all a very long time ago.

The translation of agoraphobia is ‘fear of the market place’, not, as many people think, fear of open spaces. The essence of the market place is people and human interaction. This is what is fearful. Places that agoraphobes typically avoid, or have problems with, are supermarkets, theatres, cinemas, crowds, parties. Places where a rapid exit might be difficult.

The fear is usually of showing oneself up in some way in the eyes of others. Typically agoraphobes worry about things like: vomiting (usually as a result of severe anxiety); fainting; having a panic attack; or suffering from a genuine health emergency like a heart attack. The concern is usually one of embarrassment – perhaps fainting and finding oneself on a supermarket floor gazing up into a circle of concerned faces who will insist on making a fuss and calling an ambulance.

Many agoraphobes manage to get by with a trusted helper who accompanies them when they need to go shopping or out socialising. This person is there to rescue them and take them home should anything bad, like a panic attack occur. But when that helper is not available life is very restricted.

If medical help is obtained the most likely result is medication with tranquillisers and anti-depressants. Neither of which actually solve the problem, they just enable a minimum level of functionality. The problem remains, like a monster in the wardrobe, waiting to show its scary face as soon as you turn off the lights,  or look the other way. So you are trapped. The medication keeps the monster locked in the wardrobe, but doesn’t get rid of it. Stop the medication and the monster is free once more.

Life as an agoraphobe is no fun at all.

So if you are agoraphobic and reading this I want to reassure you about a few things:

  • This is not a disease, but you can ‘heal’ it.
  • There is nothing physically wrong with you.
  • Your brain is as normal as anyone else’s.
  • The cause is the way you think.
  • The cure is changing the way you think.

Changing the way you think is not easy, but it is a lot easier than living the isolated, fearful, life of an agoraphobe.

When you think about the totality of the change you need to make, it seems an insurmountable task.

When you think about the single next step you need to take – it becomes not only possible, but relatively easy.

The first steps are the most difficult. Every step after those first few become easier. They become easier because you have the memory of success and knowledge that what you are doing is already making a positive difference to your life.



Source by Michael Hadfield

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Medical Transcription – A Glamorous Lucrative Career

What is medical transcription?

The process of transcribing doctor-dictated dictations for the purposes of documentation as a medical record is simply termed as medical transcription. The person who transcribes the dictations into a document is a medical transcriptionist or a medical transcription professional. The process originated in the West. The person who did this job used to be called as a medical assistant who used to be with the doctor at the hospital writing down notes instructed by him. Advancement of this process is electronic conversion of the dictations.

Why and who?

For insurance purposes and maintenance of medical records. The major player outsourcing medical transcription work is USA. Canada, UK, and Australia have some. The outsourced countries include India, Philippines, Indonesia to name a few among others. The medical transcription professional needs a wide knowledge of medical terminology, American English, and critical thinking skills that may help him/her to interpret what is dictated to produce accurate documents. The dictator speaks over a hand-held device called a Dictaphone or a electronic recorder or a device which has a 1-button solution to upload his voice into the server. The transcriber downloads them at his location through a server that is provided to him by the organization he works for. He then transcribes the dictations into medico legal document.

Why outsourcing?

Medical transcription happens to be one of the earliest BPO jobs outsourced to India. Indians have strong English communicating skills due to the curriculum followed from the days pre-independence. The time difference of 12 hours between India and USA makes it easier for the doctors/clinics to have their reports on their table at their next visit to the clinic. Furthermore, cost of labor is much cheaper for the outsourcer.

Potential?

Medical transcription has a strong employment in both India and the United States. One can work for a company that serves for the Healthcare Industry. The model also involves working at home as independent contractors. In India, the independent home transcriptionist model is growing to gain much popularity. It is said, still a larger portion of the work is still to be outsourced from US. Both NASSCOM in India and the US Department of Labor have identified this career as having a higher growth potential year by year.

Earnings potential?

As far as the money making is concerned, the fresher in medical transcription earns a starting salary approximately around Rs. 5000 and after 2 years of experience, his money making capability goes to around Rs. 15,000. Careers advancement can lead him to become an Editor or a Leader of a team in a company which could fetch him around Rs.20,000 or more. In these days of growing population and a means to earn money, this is quite decent for an Indian standard.

Allied careers?

Medical coding and billing are showing up as allied careers related to medical transcription.



Source by Arun S Shanmugasundaram

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Facts About Scooby Doo

In the mid 60's parent groups started protesting about the Saturday cartoon – shows being too violent and the need of a child friendly program was interested. This is where Scooby Doo stepped in order to rescue the Saturday TV situation. Scooby Doo started off as an animated TV- series as early as year 1969. The original characters were Shaggy, Fred, Velma, Daphne and last but certainly not least, Scooby Doo. They all together form the members of a gang and calls themselves "Mystery Incorporated". However as the years went past new characters have been added to the series such as Scooby Doo's cousin Scooby-Dum and his nephew Scrappy-Doo.

The main character, Scooby Doo is an animated talking dog. He is big and brown with some black spots for recognition and he's always wearing a blue collar with his initials written on it. His vocabulary is not great and he's got a speech impediment which results in most of his words to start with a R. So Scooby's classic phrase "Scooby Dooby Doo" sometimes sounds like "Rooby Rooby Roo" there before he prefers to use charades in most situations to make himself understood. Something that would also be handy to know about our deer dog character is his weakness for "Scooby Snacks" which are dog crackers, this usually puts Scooby in a good mood. Scooby's best friend is without a doubt Shaggy, his owner, who is depicted very similar to Scooby Doo in terms of characteristic specialties such as being extremely cowardly in spooky environments and having the same levels of hunger and craving for food as Scooby.

The Scooby stories are always based on events that appear to be super natural and this is where "Mystery Incorporated" steps in. They are experts in mystery cases in all types of situations. When the mystery has been solved, the super natural occurrence almost always turns out to be imposters trying to make the crime scene look like a super natural event.

Together with the growing online games – world Scooby Doo games series were created. These are a great series of game available for anyone to play online. They are usually found as parts in a larger mystery solving story so it's important to find the first game in the series in order to understand the full story. Visit a Scooby Doo site to get to know him and Shaggy a bit better and follow them through mystery solving at sea with pirate ships, in the pyramids meeting mummies, or have some fun with Scooby trying to surf the waves and skate the ramp.



Source by Karolin Eriksson

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