What You Need to Do Now To Lower Your Healthcare Costs

We often think of medical expenses at a time when we are least capable of coping with them – when we're sick. With healthcare costs increasing as we age, the sooner we plan for our health, the sooner we'll start planning a healthier life. So what do we do as we face medical bills looming over us threatening to wipe out our retirement nest egg in our golden years?

According to the Employee Benefit Research Institute a man who retires at 65 can expect to live until 83. He will need to have around $ 65k to $ 109k in those years to cover insurance premiums and out of pocket expenses. That works out to $ 270 to $ 450 a month.

For women, the EBRI says retiring at 65 and living until 85 will mean she'll need $ 88k to $ 146k for insurance premiums and out of pocket expenses which works out to $ 366 to $ 608 a month. Both men and women will need these amounts on hand to provide a 50% chance of having enough to cover these expenses. If you're getting $ 1000 a month from Social Security these costs will eat up about 25% to 60% of those payments alone.

If you have managed to secure a considerable nest egg, good for you. If you have not, it might be time get some part time work. Beside, retirement is boring. You know, all that rest and relaxation gets old pretty quick.

Here's a novel idea that can save you money on healthcare costs. According to the National Foundation for anti-aging, "most aging is premature." Poor posture, low energy, brittle bones are not aging, but a disease. Sitting around, also known as the Disuse Syndrome causes fatigue, frailness and aging at a much faster rate. You can stay out of the health care merry-go-round much better with some good habits. And just how do you do that? Start an exercise program geared towards your needs, abilities or limits. That means if you have limited mobility, seek seated exercise programs. If your knees are gone, ride a bike or do some gentle exercise programs. If you have asthma, do not take up hiking in the mountains. Start slow and take walks around the neighborhood. It's important to find something you enjoy because you're more likely to do it. The more you do it the healthier you get. If you have arthritis, do an exercise program especially for arthritis and limber up your joints and muscles.

You need not strive to be an athlete. If you are just getting started, exercise will make you healthy. You'll have stronger muscles to lift things, denser bones to absorb shock from falls and a stronger heart to pump more blood and oxygen to all the organs in your body which makes them all work better. Pills, sometimes necessary, are not always easy fix and can cause many undesirable side effects and mask the symptoms. Exercise can get to the root of the problem and eliminate the cause. There are countless examples of people who were taking a dozen pills a day that went down to 2, 3 or none a day because of regular exercise.

The healthier you are, the less likely it is you will have to employ the skills and costs of doctors, nurses, physical or occupational therapists and pharmacists for whatever ails you. They worked long and hard to acquire those skills and they can not afford to work cheap. You worked long and hard for your retirement and you can not afford to lose it all to Twinkies and watching TV. Plan for your health now instead of being a patient for your health care plan.



Source by Suzanne Andrews

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How Colon Cleansing Promotes Health

Our body is designed for the guts to move after each meal. In our western civilization, that is tough to do so we have trained our body to once per day. When our colons became backed up then major issues can develop. A poisonous colon can end up in food bigotry and becomes a breeding area for bacteria. Although you'll have regular bowel movements, the waste can pass through the gut and still leave amassed residual on the walls behind it. A unclean colon could cause the muscles of the gut wall to lose tone, and ballooning or pouches can form causing diverticulosis. Food is surrounded in these pouches and becoming breeding grounds for bacteria. How does one clear out the colon? There are a few alternative ways, some that may do it quickly and some steadily. There's even colon hydrotherapy that is extraordinarily fast and an effective way to wash away years of impected feces and poisons.

A more steady process will do the same, but you can start to see improvements inside a short while after beginning the method. Skin conditions disappear, prolonged fatigue is assuaged, and the whites of the eyes regaining their young clearness.

Water is a vital part of the cleansing. The body keeps the liquids because it does not get enough liquid and attempts to hold on to what it is getting. The advice is to drink 2 quarts of water a day and start the day with at least a pint of hot water before breakfast. I am able to personally swear to that, as I was needed to do a bowel cleaning before having a colonoscopy. After going through 3 days of fasting and purgatives and foul tasting stuff to drink, I had my test. Nothing was found, but the result was that I felt superb and had no Irritable Bowel Attacks for over 3 years after I had my test.

There are additions available that are designed in particular for colon cleaning. It has been recounted that a constructive effect of colon cleaning is a positive feeling and becoming intensely energetic. Reducing the poisons and the breeding zone for germs also may lead to a dramatic increase in protection from any sort of infection.



Source by Rhen Macalinao

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Agoraphobia Is Not the Opposite of Claustrophobia

Agoraphobia isn’t the opposite of claustrophobia – but a lot of people think it is. In fact I used to think exactly that. I used to think exactly that even when I was suffering from agoraphobia. I was even offered the opportunity to join an agoraphobics group, but I said no because I wasn’t afraid of open spaces. I quite liked open spaces as long as no one else was anywhere near me. In fact if there was no other human being in sight, then that was OK as far as I was concerned. But that was all a very long time ago.

The translation of agoraphobia is ‘fear of the market place’, not, as many people think, fear of open spaces. The essence of the market place is people and human interaction. This is what is fearful. Places that agoraphobes typically avoid, or have problems with, are supermarkets, theatres, cinemas, crowds, parties. Places where a rapid exit might be difficult.

The fear is usually of showing oneself up in some way in the eyes of others. Typically agoraphobes worry about things like: vomiting (usually as a result of severe anxiety); fainting; having a panic attack; or suffering from a genuine health emergency like a heart attack. The concern is usually one of embarrassment – perhaps fainting and finding oneself on a supermarket floor gazing up into a circle of concerned faces who will insist on making a fuss and calling an ambulance.

Many agoraphobes manage to get by with a trusted helper who accompanies them when they need to go shopping or out socialising. This person is there to rescue them and take them home should anything bad, like a panic attack occur. But when that helper is not available life is very restricted.

If medical help is obtained the most likely result is medication with tranquillisers and anti-depressants. Neither of which actually solve the problem, they just enable a minimum level of functionality. The problem remains, like a monster in the wardrobe, waiting to show its scary face as soon as you turn off the lights,  or look the other way. So you are trapped. The medication keeps the monster locked in the wardrobe, but doesn’t get rid of it. Stop the medication and the monster is free once more.

Life as an agoraphobe is no fun at all.

So if you are agoraphobic and reading this I want to reassure you about a few things:

  • This is not a disease, but you can ‘heal’ it.
  • There is nothing physically wrong with you.
  • Your brain is as normal as anyone else’s.
  • The cause is the way you think.
  • The cure is changing the way you think.

Changing the way you think is not easy, but it is a lot easier than living the isolated, fearful, life of an agoraphobe.

When you think about the totality of the change you need to make, it seems an insurmountable task.

When you think about the single next step you need to take – it becomes not only possible, but relatively easy.

The first steps are the most difficult. Every step after those first few become easier. They become easier because you have the memory of success and knowledge that what you are doing is already making a positive difference to your life.



Source by Michael Hadfield

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Medical Transcription – A Glamorous Lucrative Career

What is medical transcription?

The process of transcribing doctor-dictated dictations for the purposes of documentation as a medical record is simply termed as medical transcription. The person who transcribes the dictations into a document is a medical transcriptionist or a medical transcription professional. The process originated in the West. The person who did this job used to be called as a medical assistant who used to be with the doctor at the hospital writing down notes instructed by him. Advancement of this process is electronic conversion of the dictations.

Why and who?

For insurance purposes and maintenance of medical records. The major player outsourcing medical transcription work is USA. Canada, UK, and Australia have some. The outsourced countries include India, Philippines, Indonesia to name a few among others. The medical transcription professional needs a wide knowledge of medical terminology, American English, and critical thinking skills that may help him/her to interpret what is dictated to produce accurate documents. The dictator speaks over a hand-held device called a Dictaphone or a electronic recorder or a device which has a 1-button solution to upload his voice into the server. The transcriber downloads them at his location through a server that is provided to him by the organization he works for. He then transcribes the dictations into medico legal document.

Why outsourcing?

Medical transcription happens to be one of the earliest BPO jobs outsourced to India. Indians have strong English communicating skills due to the curriculum followed from the days pre-independence. The time difference of 12 hours between India and USA makes it easier for the doctors/clinics to have their reports on their table at their next visit to the clinic. Furthermore, cost of labor is much cheaper for the outsourcer.

Potential?

Medical transcription has a strong employment in both India and the United States. One can work for a company that serves for the Healthcare Industry. The model also involves working at home as independent contractors. In India, the independent home transcriptionist model is growing to gain much popularity. It is said, still a larger portion of the work is still to be outsourced from US. Both NASSCOM in India and the US Department of Labor have identified this career as having a higher growth potential year by year.

Earnings potential?

As far as the money making is concerned, the fresher in medical transcription earns a starting salary approximately around Rs. 5000 and after 2 years of experience, his money making capability goes to around Rs. 15,000. Careers advancement can lead him to become an Editor or a Leader of a team in a company which could fetch him around Rs.20,000 or more. In these days of growing population and a means to earn money, this is quite decent for an Indian standard.

Allied careers?

Medical coding and billing are showing up as allied careers related to medical transcription.



Source by Arun S Shanmugasundaram

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Facts About Scooby Doo

In the mid 60's parent groups started protesting about the Saturday cartoon – shows being too violent and the need of a child friendly program was interested. This is where Scooby Doo stepped in order to rescue the Saturday TV situation. Scooby Doo started off as an animated TV- series as early as year 1969. The original characters were Shaggy, Fred, Velma, Daphne and last but certainly not least, Scooby Doo. They all together form the members of a gang and calls themselves "Mystery Incorporated". However as the years went past new characters have been added to the series such as Scooby Doo's cousin Scooby-Dum and his nephew Scrappy-Doo.

The main character, Scooby Doo is an animated talking dog. He is big and brown with some black spots for recognition and he's always wearing a blue collar with his initials written on it. His vocabulary is not great and he's got a speech impediment which results in most of his words to start with a R. So Scooby's classic phrase "Scooby Dooby Doo" sometimes sounds like "Rooby Rooby Roo" there before he prefers to use charades in most situations to make himself understood. Something that would also be handy to know about our deer dog character is his weakness for "Scooby Snacks" which are dog crackers, this usually puts Scooby in a good mood. Scooby's best friend is without a doubt Shaggy, his owner, who is depicted very similar to Scooby Doo in terms of characteristic specialties such as being extremely cowardly in spooky environments and having the same levels of hunger and craving for food as Scooby.

The Scooby stories are always based on events that appear to be super natural and this is where "Mystery Incorporated" steps in. They are experts in mystery cases in all types of situations. When the mystery has been solved, the super natural occurrence almost always turns out to be imposters trying to make the crime scene look like a super natural event.

Together with the growing online games – world Scooby Doo games series were created. These are a great series of game available for anyone to play online. They are usually found as parts in a larger mystery solving story so it's important to find the first game in the series in order to understand the full story. Visit a Scooby Doo site to get to know him and Shaggy a bit better and follow them through mystery solving at sea with pirate ships, in the pyramids meeting mummies, or have some fun with Scooby trying to surf the waves and skate the ramp.



Source by Karolin Eriksson

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Cheap and Comprehensive Health Care Coverage

Nowadays medical bills are very expensive, so health insurance has become an indispensable part of our daily life. If you are not covered by any health plans, the huge medical bill will let you go bankrupt right away. Whether you are going to choose an individual health insurance or family health care coverage, you need to consider the monthly premium of a specific health plan. Besides basic health coverage, you also need to buy dental insurance. So you certainly will pay much money every month or various health plans. Affordable insurances will save you much money. Although it is not easy to find low-cost as well as comprehensive insurances, it is able to choose reliably cost-efficient healthcare coverage. Before you finally decide on a specific health plan, you need to ensure that it can fulfill all your basic medical needs.

Buy health or dental insurance through your companies. As your employer will afford a large percentage of the premium, you only need to pay a little percentage of the fee while receiving comprehensive medical coverage. Actually group health plans have much lower prices than individual health plan. Otherwise, you can check out whether your group health insurance including dental insurance. If it contains this service, you do not need to buy another one on your own; if not, you should choose a cost-efficient plan.

Insurance broker will help you a lot. As there is a great deal of policies for insurance, you can get help from an experience agent. He or she will give you some good options according to your specific condition. Compare different plans and then choose a fit one. If you do not have sufficient time to visit an agent, you can get free insurance quotes online. Almost every insurance website offers free quotes, and then you can compare each plan before you choose your desired one. As the same health plan has different prices, so you need to compare many websites' quotes before you make the application. May be you finally will choose insurance with a high premium, but its low deductible will save you much money when you take medications or other medical treatments.



Source by Howard Kissee

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Healthy Eating – Three Super Reasons to Start Drinking Lemon Water Today

As you go about your healthy eating program, one thing you will want to ensure you are doing is drinking enough fluids. Staying hydrated is key to keeping your…

  • energy level up,
  • your hunger down, and
  • your blood sugar levels stable.

If you want to make the most of your hydration, there is one way to do it: lemon water. Why is lemon water so beneficial? Let’s look at the reasons…

1. Detoxification. First, lemon water is excellent for detoxifying your body. Water on its own is ideal for flushing toxins out of your system, but the added lemon helps cleanse your digestive tract and make sure everything is functioning optimally.

It is important to remember when you become overloaded with toxins, which you are exposed to on a daily basis, everything in your body performs less than optimally. You have to deal with this toxic load, and that can be very taxing and energy draining.

Once you remove those toxins, your energy level will increase, and you will start feeling noticeably better.

2. Low-Calorie. Next, you will benefit from lemon water because it is so low in calories. Lemons contain just mere calories per whole fruit, so the juice of a few slices of lemon may amount to two or three calories at most.

Consuming calorie-containing beverages is one of the leading causes of weight gain for many people, so the more you can swap this out with calorie-free drinks, the higher your chances are of reaching your bodyweight goals.

Furthermore, the light flavor of this water will also encourage you to drink more. Thus it will be easier to get your hydration needs met.

3. Balances pH Levels. Lemons outside of the body are extremely acidic, but inside the body, it is a whole different story. When they move through the digestive tract, they become alkaline, so are great for keeping your body where it needs to be.

When you become very acidic, this can set you up for problems such as…

  • fatigue,
  • headaches,
  • sleepiness,
  • a lack of appetite,
  • an increased heart rate,
  • lightheadedness, and
  • have difficulty concentrating.

Most of us are regularly in an acidic state due to consuming so much meat, dairy, and grains.

There you have three super reasons to drink lemon water today. Try putting a few slices of lemon in a pitch of icy cold water along with some fresh mint leaves for a great tasting drink you will look forward to having.



Source by Beverleigh H Piepers

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Swimwear Buying Tips

Bikinis are part of every woman's wardrobe. Sexy designer bikinis are often the hot talk of the latest fashion shows. These bikinis are built for thin and beautiful women; however, these bikinis will look great on many body types. Designer bikinis and swimwear sometimes use unique fabrics in comparison to high street swimwear. This can make them much more comfortable so that you can wear them for longer if you choose. With a bit of investigation and research, as well as asking around, you will definitely find a brand and style that fits you well and looks amazing. Cut is extremely important on swimwear, once you've got your perfect fit you'll never want to worry again.

The tankini being a modern addition to swimsuits consist of a short, sleeveless top and bikini bottom. Tankinis suit perfect for women who do not have confidence in their bodies on display, and two-piece design also means that may be more comfortable than a bathing suit. Swimsuits and bikinis and now also tankinis are accessible in different styles.

It is not difficult to choose plus size swimwear if you know what to do and where to go. Make sure you have the exact measurements of your hips, and breasts. Choose swimsuits that are provided to make you feel feminine. The chosen swimsuit must perfectly suit you. Proper adjustment will build your confidence. The whole look of a swimsuit depends upon your size and body shape. For example, if you are small on top, avoid bathing suit tops that have too much fabric. If you are big on top, halter-bikini is a good choice, because it will provide you with the basic necessities and a bit of sexy neckline. Try to avoid peaks and small bandeau tri-top as they suggest minimal coverage. If your stomach others you too much, avoid bikini solid-colored one-piece suits. A single-piece dress with drape some tight around the waist or hips can hide the belly to a certain extent. Go for bikini mini skirt if you are big on bottom.

If you have always longed for a celeb lifestyle but did not have enough money yet then by choosing a couple of designer swimwear pieces, people might think that you are famous. Now you know more about it, now now it is exactly the time to buy designer swimwear for your next holiday. Weaving designer swimwear you will look unique and gorgeous.



Source by Dirk Frankke

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Current Health Articles on Obesity

Obesity is a health problem which is growing very quickly all over the world. Current health articles are emphasizing the importance of diet and exercise to keep your body weight and to avoid obesity at all costs. It is extremely important to make sure you are maintaining a good body weight in order to avoid other complications later on in life.

Current health articles also mention the need to have a very healthy diet which will keep your body weight in check at all times. Metabolism plays a very important role in making sure you remain healthy and with age, we tend to put on weight due to the fact that our metabolism is not capable of working in the same manner as it used to do before.

There are some obesity experts who have proven to be very accurate in refining your diet requirements and which have had remarkable results in getting rid of your obesity problems and in maintaining a balance without age discriminations. Current health articles help you keep in touch with the realities of the health findings and the real consequences of some of these claims.

Our bodies are different and it is there before very important to understand what is really good for us and for our metabolism. Current health articles also mention the importance of having a proper nutrition plan to make sure we are not having some kind of problems due to lack of vitamins and minerals intakes.

Some research done on sugar free components have also been found to have adverse effects on some people. As mentioned before, we are all different and our bodies react differently to different foods and fitness programs. What is good for you may not be so good for me, and your body is accredited to certain kind of food and diet and you should listen to what it really tells you.

However, some current health articles have also stated that obese people lose their connection with their bodies to the point that they are not really sure whether they are fully satisfied with the amount of food they have taken or not. This in itself is a problem, because you have to then measure the intake of food and eat accordingly.

Current health articles help us understand the different aspects involved in diet, nutrition and body fat and the ability to overcome the obstacles that we may face in the process. Diets do not really work as starving yourself will only trigger hormonal imbalances which will take your body into an emergency mode where your body will only think of accumulating all that it gets for the upcoming emergency.

And those of you who have been able to lose some weight through diets, may have also found that putting that weight on again is very easy. So, you spend time starving yourself and then eating and becoming fat again. It becomes a vicious circle where you only find frustration. Current health articles on obesity and diet and nutrition may prove to be extremely enlightening to help us get the proper advice and to act accordingly and achieve the desired results efficiently.



Source by Deep Gajiwala

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Why It Is Important To Eat Healthy

Our health is our greatest possession. If we neglect it, we do so at our own peril so, why throw it away through ignorance. Unfortunately, many people never worry about their health until they are in danger of losing it. Then, they are willing to spend small fortunes trying to win back their lost figures or restore the good health they once had. Healthy eating requires a combination of different foods to keep the body in good working order.

Today, it is not easy to have a healthy diet with so many processed foods loaded with fat and sugar. Foods that are highly refined, high in fats or sugar are usually devoid of some of the most important nutrients needed by the body to maintain good health. The human digestive system was never intended to sustain this kind of abuse. Gradually, this kind of diet may leave us weakened and vulnerable to health problems and, also contribute to premature old age and a shortened life.

To function, the body must have nutrients we supply from the food we eat. While diet alone is not the answer to all health problems, healthy eating through a well-balanced diet will provide a constant stream of essential nutrients to keep the body functioning efficiently and in good working order. The more variety you have in your diet, the less you are likely to suffer from some dietary deficiency.

The Essential Nutrients

There are six essential nutrients that your body needs to keep it healthy and strong and all the organs working at full capacity. They are water, carbohydrates, protein, fats, vitamins and minerals. Unless these materials are present in our daily diet, we are likely to suffer from some deficiency and, sooner or later we will find ourselves in trouble.

Water

Water is the body’s most important nutrient as it is involved in every bodily function. Every cell in your body needs water to live, it is essential for the digestion of food, transporting nutrients and oxygen and flushing toxins from your body and, maintaining body temperature. An average person needs 6-8 glasses of water a day in order to function at an optimum level.

Proteins

Made up of amino acids essential for building, maintaining and repairing muscle tissue, regulating body functions and providing energy. The richest sources of protein are animal foods such as meat, fish, poultry, milk, cheese and eggs. However, plant proteins such as beans (especially soybean), lentils, nuts and seeds are healthier because of their lower fat content. To get the most benefit, vary your protein sources so you get the full range of amino acids.

Carbohydrates

Starches and sugars are carbohydrates, the main source of the body’s energy. Simple sugars provide energy (calories) but no nutrients for that reason they are called “empty calorie” foods.

Complex sugars (carbohydrate) are better than simple sugars. Because it takes the sugar a lot longer to break down, they are released at a slower level therefore, your energy levels last a lot longer. These foods are packed with vitamins, minerals and fiber. Eating fresh fruit and vegetables are your best low-calorie sources of complex carbohydrates. Other sources include wholegrain breads, oats, muesli, brown rice, potatoes and pasta.

Fats

Most foods contain several different kinds of fats including saturated, trans fatty acids, polyunsaturated and monounsaturated fats Too much fat in the diet can lead to obesity, heart disease and strokes.

Saturated Fats are almost always found in foods that also contain cholesterol and, usually, of animal origin such as meat, dairy products and eggs. A diet rich in saturated fats can raise the level of cholesterol in the blood, causing arteries to clog which in turn can cause strokes and heart disease.

Trans Fats are used in the food industry to prolong shelf life. They are found in many commercially fried foods, packaged snacks, high-fat baked goods and, any product where the label says “partially hydrogenated vegetable oils” which involves most processed foods. Today, we are eating far more of these bad fats than we should.

Polyunsaturated fats can be found in salmon, fish oil and, safflower and sunflower oils. One type of polyunsaturated fat, omega 3 fatty acids may be especially beneficial for the heart and for lowering blood pressure levels.

Monounsaturated fats are considered the healthiest fats helping to lower cholesterol and reduce heart disease. Sources of monounsaturated fats include olive oil, canola, avocado, sesame seeds, pumpkin seeds, hazelnuts, peanuts, walnuts, almonds, brazil nuts, cashews and pistachios.

Vitamins And Minerals

Your body needs a combination of vitamins and minerals essential for the maintenance of good health and the prevention of many diseases. Vitamins are divided into two groups:water-soluble (B complex and C) and fat-soluble (A, D, E, and K). Minerals can be classified as major (those we need more than 100 mg …

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13 Fitness Tips To Stay Motivated And Workout Effectively

1. Read fitness magazines. Fitness magazines are a great source of both information and inspiration. They can help remind you of why you want to get fit in the first place!

2. Work out with a friend. Not only can this help you actually get to your appointment appointment, but friends can help encourage each other to work out with more intensity.

3. Set a regular time for fitness. If you have fitness time incorporated into your schedule, it's much easier to stick with it, especially over time.

4. Find exercise activities that you enjoy. Whilst it's important to have a balanced workout, there are many ways to build muscle and strength, flexibility, and get aerobic exercise. List the types of activities you enjoy, or think you might enjoy, and start working through all of them. You could even rotate them every 6 weeks.

5. Build variety into your program. Not only does this make it more interesting, you'll actually work different muscle groups, or the same muscles but in a different way. The challenges we create for our body in adapting to new types of exercises results in a fitter and stronger body. Change your program every 6 weeks.

6. Try new fitness activities – Try dancing, boxing, plates, yoga, or kickboxing.

7. Frame the thought of exercise in a positive way in your mind. Even if you do not like exercise, try and think of it in a positive way – that way you are less likely to talk yourself out of it. Think of how good you feel afterwards, not the pain involved in getting there!

8. Exercise outdoors. Whether it's team sports or swimming, get out in the fresh air!

9. Try skipping. Skipping routes fit into small bags, do not require expensive gym memberships, are available for use 24 hours a day, are never overcrowded, and are great aerobic activity.

10. Try resistance training. Resistance training will increase the size and strength of your muscles, thus preventing injuries. If you're not up to free weights, take a circuit class, or a bodypump class.

11. If you're tired, or your muscles ache, try something a bit gentler – but do not avoid fitness entirely 'until you feel better'. Swimming is good because it helps support the whole body, and it is still a good workout.

12. Do not rest too long between sets. Otherwise your workout will take a lot longer to complete, and it could be off-putting mentally the next time you are scheduled to do a workout, especially if you do not have a lot of time that day.

13. Use a heart rate monitor. That way you can make sure you are working out at the right intensity, so maximizing your workout time. You'll see improvements a lot more quickly that way.



Source by Rebecca Prescott

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The Health Benefits of Olive Oil

While losing all the excess body fat and staying slim forever is everyone's dream. There are still many pieces in the puzzle that we need to fill in. Olive oil is definitely one of those important missing pieces. We all know that in Mediterranean diets it plays an important part. But do you know exactly why is that?

Going back several thousand years ago, in ancient Greece, olive oil was cultivated and used for a variety of reasons. Since then, its use has been taken over all the Mediterranean countries and around the world, continuing to this very day, giving its remarkable health benefits. Most commonly, it is used in cooking, but also in medicines, cosmetics, soaps even as a fuel for old style oil lamps.

The process for making olive oil is very simple; crashing the olives to release the oil inside. It is the king of all oils, because is very high in mono unsaturated fat (up to 80% !!), there is no other oil with such high amount of fatty acids, a super amount of vitamin E, and other powerful antioxidants. In terms of weight loss; 1 tablespoon has around 120 calories, if you eat daily 2-3 tablespoons you can reap all the benefits.

In a report published in the British journal, they found that olive oil could cause a melting of fats in fat cells. In another research made from the American Diabetes Association in Diabetes Care, it shows that it may help in reducing stomach fat and insulin sensitivity.

The health benefits are so many and all very important; because it is made of good fats, not only is cholesterol-free, but also has actually been shown to reduce cholesterol levels and therefore protect from heart disease. In some remote places in the Mediterranean, where people use exclusively in their diet olive oil, they live till very old without any heart problems.

Olive oil may also protect you from diabetes, because it lowers the insulin levels, it can protect you from different types of cancer like skin, breast, or colon cancer. Olive oil also has very powerful anti aging agents; just to get an idea, it is enough to remind you that olive trees are almost immortal, sometimes they can live thousands of years regardless of weather conditions.

There is also the beauty benefit; historical researchers report that man's first use of olive oil was very possibly cosmetic! It can really do wonders in the skin, hair and body !! There are various uses even as a medicine: for the healing of wounds, as a pain reliever with oil massage for the body, for colds and flu symptoms and many more.

Adding olive oil in your diet is an optimum way to start feeling and looking younger and healthier; Simply replace all the hydrogenated oils: margarine, vegetable oil, commercial butters, corn oil, soya oil, and etc, along with a diet rich in fruits, vegetables, nuts, fish and meat.

When it comes to the selection, types and prices of olive oil may vary, depending on the procedure and the destination, but as a general advise i recommend you to buy extra virgin oil for best quality, because it contains all the antioxidants and nutrients, but without additives or chemicals that can harm your health.



Source by Yannis Mihanos

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How Useful Are Vitamins?

Let me tell you what a vitamin is and how useful they can be. A vitamin is an organic compound and these are essential to help your body grow and remain healthy. What this means, in simple terms, is that a vitamin is a natural chemical. Of the essential vitamins, there are thirteen major ones, the lack of any one of them can mean that you are deficient in a certain vitamin.

Vitamins come in two distinct types, those soluble in fats and those soluble in water. Of the major vitamins, A, D, E and K are the ones soluble in fats and Vitamins B and Care water soluble. The water soluble vitamins are not stored by the body and so these need to be topped up regularly.

On the whole, if you have a normal well balanced diet this should provide your body with the vitamins it needs, but if your diet is not fully balanced then you may need to supplement the vitamins you receive in your diet. This shows that vitamin supplements can be useful. Some of the following may suggest if you may need help with your vitamin intake.

Vitamin B12 is found in meats so this is something vegetarians need to look out for. Vitamin C and B can be lacking in elderly people. People working on night shifts could have a lack of vitamin D as your body produces this during sunlight hours. Overworked people, people under pressure and people suffering from stress could be lacking in vitamin B and C. People on diets can also have a lack of these 2 vitamins. Vitamin B can be lacking in heavy drinkers and vitamin C deficiency can be a problem area for heavy smokers as well as heavy drinkers.

The usual way to get vitamins into your body is orally. Some vitamins can be taken by injection such as vitamin B12 but it is important that this is only transported out by a fully qualified medical practitioner. By taking vitamins orally they have to pass through your digestive system and the strong acids in your stomach can destroy much of the usefulness of the vitamins so you have to ensure you take the recommended dose, not more or less, but the recommended dose.

I hope I have not spoiled your views on vitamins but you must remember that even though you may have a healthy and well balanced diet, the natural processes of your body can destroy some absorb. If you want to help preserve their effectiveness than eating fresh foods and only cooking foods lightly will help increase the usefulness of the vitamins.

Vitamin supplements can be used to help boost any vitamin deficiencies you may have and extra vitamins are most often obtained, (and used), in tablet form. Vitamin tablets can either be multi vitamins or single vitamin types. The decision as to what you take is up to you, unless of course you have been advised to take a vitamin supplement by your doctor. Vitamin C is often taken in the winter and the time leading up to it. This has been shown to help keep the common cold at bay.

You must only take vitamins to help supplement a well balanced diet and do not go overboard, so take vitamin supplements in moderation. Take only as much as you need and no more, and if your diet is as good as it should be, then you may not need any vitamin supplements. You must remember that they are, as the name suggests, supplements and they are not designed to replace a well balanced diet. Be sensible and use vitamin supplements carefully.



Source by Ric Wiley

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What is Medical Malpractice – How Do I Know if It Happened to Me?

When we seek medical care, we absorb the doctors, nurses, pharmacists and so forth are competent at their work and are giving us the care and advice we need. Most of the time they are. But when they do not the results can be disastrous, even fatal.

Medical malpractice is more frequent than we know

It's hard to gather or find accurate statistics as to results of medical malpractice, because such statistics need to be collected from many medical arenas, not just hospitals. Negligence and failure to diagnoseose also happen at clinics, private medical offices, LASIK centers, urgent care facilities etc., and pharmacies can make medication mistakes as much as doctors or nurses.

If you wonder if you or your loved one have been a victim of medical malpractice , do not try to determine that by yourself. And trying to discuss it with your doctor, or his lawyer or insurance company, will be fruitless for you because those entities are not looking out for your interests.

Statute of Limitations

In Florida, a medical malpractice claim must be filed within two years of the date of injury. There are some exceptions though, so if your two years has passed, do not assume you have no recourse. Contact an experienced Florida medical malpractice lawyer today and it might be that you can still file a claim.

If you wonder what fault it was …

Do not assume that if part if the damage was your own fault, you must have no valid case. In Florida, the award for damages you might win will be proportionally reduced by whatever percentage the court found was your responsibility. But it will not be wiped out alike. Contributory negligence on your part does not block you from filing a claim and potentially winning compensation.

Forms of medical malpractice

Malpractice can be active or passive. In other words, if you doctor prescribed the wrong medication, or if he failed to diagnose your condition, those are both forms of medical malpractice. Not only doctors are subject to medical malpractice claims, but also:

Nurses

Nursing assistants

Physician's assistants

Pharmacists

Pharmacy assistants

Surgeons

Anesthesiologists

Dentists

Investigation of damages

If you wonder whether you have a valid case of medical malpractice, the best thing to do right away is to obtain a consultation with a medical malpractice lawyer in Florida. After talking with you, the attorney will have a fair idea of ​​whether you have a case, and if you do, of how to proceed.

First there'll be a presuit, ie, information gathering. Your attorney will gather all the relevant medical records and have them scrutinized by an expert. If it's then determined that there's a valid case, your attorney will file a Notice of Intent summarizing your case and including an affidavit from the expert who reviewed your records.

Your claim is then checked out by the defense, and after 90 days, will be either settled, arbitrated, or taken to court.



Source by Tara Pingle

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Comments: Effects of Nature On Our Mental Health



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Health Foods For Life – 12 Healthy Foods

Before God created man he first created all the foods we should eat: fruits, vegetables and grains. These contain all that we need for life. All of the vitamins, minerals and other nutrients we need to maintain a healthy body and control body weight are in these foods. Remarkably, some foods often resemble the organs of the body they most affect.

Remember when you mom used to tell you carrots were good for your eyes? She was right. A sliced ​​carrot looks like the human eye. Cut a slice off a carrot and have a look. The pattern looks just like the pupil, iris and radiating lines of the human eye. Beside the Vitamin A and fiber carrots provide abundantly, research shows carrots greatly enhance blood flow to the eyes and improve eye performance.

I've heard for years that tomatoes were good for the heart as well as the prostate. Cut a logo in half. The tomato is red and has four chambers. The heart has four chambers and is red from oxygen rich blood. Research continues to show that tomatoes are loaded with lycopene and are indeed pure heart and blood health food.

Grapes hang in clusters that resemble the shape of the heart. Each grape looks like a blood cell. Interesting is not it. Research today shows grapes are heart and blood vitalizing food. They are full of nutrients, contribute to the alkaline balance of the body, contribute to kidney health and are a good source of quick energy. Resveratrol from grapes and grape skins has been shown recently to provide all sorts of heart-healthy benefits and to reduce plaque build-up and to enrich blood flow.

A walnut looks like a little brain. The shell even has the little ridges and folds we see on a brain. When you crack the shell open, the nut inside looks like the left and right hemispheres and the upper and lower cerebrums. Even the wrinkles or folds on the nut are just like the neo-cortex. We know walnuts help develop more than three dozen neuron-transmitters for brain function. They are a staple food for cancer patients. Walnuts are low in fat, are full of nutrients, support the immune system and help enhance memory and brain function.

Kidney beans actually heal and help maintain kidney function. They look exactly like the human kidneys. They are full of enzymes that inhibit sulfite build-up, thus cleaning the kidneys. Besides contributing to a strong immune system, kidney beans are a rich source of soluble fiber, which helps remove cholesterol and keep the digestive tract clean and working effectively.

Celery, bok choy, rhubarb and similar foods resemblance bones. These foods are important to bone health and strength. Bones are 23% sodium. Similarly, these foods contain 23% sodium, higher than most foods. To maintain proper pH the body pulls sodium, potassium and other minerals from the bones, so making them weak. These foods replenish the skeletal needs of the body by replenishing sodium and potassium. In addition, they are a rich source of Vitamin C, are high in dietary fiber, are full of electrolytes necessary to prevent muscle cramping and contain a number of cancer fighting coumarins.

Avocadoes, eggplant and pears look just like the organs of the womb and cervix of the female. The 20 vitamins, minerals and other nutrients of the avocado alone help balance hormones, shed undesired birth weight, and prevent cervical cancers. They say it takes nine months to grow an avocado from blossom to ripened fruit. There are an estimated 14,000 photolytic chemical constituents of nutrition in each one of these foods. Avocadoes are rich in healthy monounsaturated fats, are cholesterol free and promote a healthy immune system. They are also an excellent first food for children.

Figs are full of seeds and hang in twos when they grow, similar to the male scrotum. Figs help increase the mobility and number of male sperm. These fruits contain vitamin A, vitamin B1, vitamin B2, calcium, iron, phosphorus, manganese, sodium, potassium and chlorine. As all the good foods God provides us, figs have a number of other benefits, including constipation relief, cholesterol balance, weight loss, reduced hypertension, blood sugar control and the many benefits of fiber.

Sweet potatoes and yams look like the pancreas. These heart-healthy tuber help to balance the glycemic index of diabetics. They are rich in Vitamin A, potassium and complex carbohydrates. Just like the pancreas, sweet potatoes keep blood sugar stable. They are rich in fiber and aid in digestion and help support a healthy intestinal tract. They also are beneficial to stabilize blood pressure, prevent colon cancer and in weight control.

The Vitamin E, mono-saturated fats and phytonutrients in olives assist the health and function of the ovaries, which are similar in size and shape to the olive fruit. …

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Electronic Medical Billing OLAP Software for Lost Revenue Discovery

Average medical practice may lose as much as 11% of its revenue due to underpayments. But underpayment recovery potential averages only 5% of revenue and involves costly appeal process. To avoid unrecoverable losses, some providers discontinue servicing patients insured by the worst performing payers. Unfortunately, such a drastic loss reduction measure may boomerang and increase losses depending on complexity of referral relationships. This article outlines limitations of traditional database queries used to identify payer candidates for contract termination and demonstrates alternative decision choices with superior performance in terms of revenue and risk management, facilitated with On Line Analytical Processing (OLAP) technology.

First Order SQL Queries for Accounts Receivable Analysis

Traditional accounts receivable analysis includes identification of payers that systematically underpay and refuse denial appeals. Such analysis is based on simple queries, designed to identify the best CPT code or the worst payer in absolute terms:

  • Comparison of revenue for various CPT codes for a given time-period
  • Comparison of underpayments for various payers for a given time-period
  • Comparison of denials for various payers for a given time-period

A single key database indexing is a standard measure to improve time performance of such queries. It builds an ordered relationship within the data elements based on the value of the selected metric. But single key indexing precludes implementation of more complex queries like “who is the payer that underpays the most for the best CPT code,” or “who is the worst referring physician for my worst payer?” and require complex SQL programming skills because of the need to store and process intermediate results. Therefore, ranking the data elements along a single attribute, forces a limited choice for management decision:

  • Ignore the problem,
  • Renegotiate the contract with the payer, or
  • Stop serving patients insured by the worst payer.

But to find more subtle solutions the office manager requires the ability to aggregate and drill into data and formulate queries in real time, in response to observed results to the previous queries. Specifically, a low frequency under performing payer with a high degree of underpayment may not be as detrimental to the office as a high frequency under performing payer with a low degree of underpayment. Contract termination with a wrong payer may accomplish the opposite result to practice goals in terms of revenue maximization and workload reduction. Additionally, a decision to stop serving patients insured by any one payer may cause reduction of referral volume of other patients across all payers for a particular referring physician.

Combinatorial (Second Order SQL) Queries for Accounts Receivable Analysis

Fortunately, modern database query technology can address both limitations by enabling “second order SQL” queries, which allow data manipulation based on multiple criteria and using functions of combinations of such criteria.

In our case, second-degree SQL queries allow finding the worst payer for best revenue generating code.

Such a discriminating approach allows focusing on higher priority items first, resulting in more effective management. In general, the manager performs a custom comparison of payers according to the following four-step sequence:

  • Select metrics (e.g., % paid, % accounts receivable beyond 120 days, % denials)
  • Select dimensions (providers, payers, CPT codes, ICD-9 codes, referring physicians)
  • Partition
  • Aggregate, drill-down, pivot

Worst Payer Query

To find a payer with highest amount of underpayments for the most-frequent CPT code, a second order SQL query can be written along the following lines:

For a given time-interval,

Select payers

Where sum of underpayments over

(all CPT codes Where Revenue > Revenue Threshold) > Underpayment Threshold

Worst Referring Physician Query

To avoid the risk of losing referrals from better-performing payers, the manager may consider severing referral relationship with some referring physicians instead of payers. In such a case, distribution of patients across various payers plays an important role for each referring physician. A single combinatorial query may fetch the Worst Referring Physician as follows:

For a given time-interval,

Select referring physicians Where Revenue for the Worst Payer > Threshold

Summary

Underpayment management involves all phases of claims processing and requires powerful Vericle-like computing platforms for exhaustive comparisons of payments versus allowed amounts and subsequent appeal management. OLAP allows better analysis of accounts receivable and more effective management because of the ability to handle queries with functions of multiple attributes and dimensions. Note that in the absence of native OLAP mechanism, effective Vericle-like billing platforms allow similarly powerful analysis by introducing intermediary steps. Such steps may add insight to analysis and improve decision quality.



Source by Yuval Lirov

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